Specialty Finance / LendTech

CFPB Poised to Exempt Some Fintech Cash Advances from Loan Rules
The Consumer Financial Protection Bureau is poised to issue guidance clarifying that certain earned-wage access (EWA) products, which allow workers to access pay before payday,

Mexican Unicorn Plata Lands $500M Financing From Nomura
Plata, a Mexican fintech challenger, has secured up to $500 million in private credit financing from Nomura Securities International, marking the largest such deal for

Consumer Lending Platform Fibe Raises $35m Series F
Fibe, a consumer lending platform, has raised $35m in Series F funding led by IFC, reinforcing investor confidence in a rare combination of scale, sustained

PvX Secures US$250M Financing Capacity and Raises US$4.7M Seed Extension
PvX, a Singapore-based financial services platform for consumer applications, has secured over $250m in committed, non-dilutive user acquisition financing alongside a $4.7M seed extension, validating

PayJoy Secures $140m Neuberger Debt Facility
PayJoy, a US fintech enabling customers in emerging markets to purchase smartphones on installment plans, has secured a $140 million corporate debt facility from Neuberger

Quantum Lending Solutions Closes $400M Financing Round
Quantum Lending Solutions, an AI-based lending infrastructure platform, has closed a $400 million financing round—including a $250 million warehouse facility, corporate debt, and equity—to scale

Zilch Secures $175m Raise Ahead of Potential 2026 IPO
Zilch, UK-based consumer payments platform, has raised over $175 million in new debt and equity financing—led by KKCG and supported by BNF Capital and other

Pagaya Signs $500m Auto Loan Deal With Castlelake
Pagaya Technologies, a consumer credit fintech, has signed a $500 million forward flow agreement with Castlelake to sell auto loans originated through its AI-driven lending

Barclays Acquires Best Egg in $800M U.S. Consumer Finance Bet
Barclays is acquiring U.S. personal-loans fintech Best Egg for around $800 million, marking a major push into the U.S. consumer finance market. The deal gives

Mexican Fintech Plata Raises $250M Series B, Doubles Valuation to $3.1 Billion
Plata, a Mexican fintech founded by former Tinkoff Bank executives, raised $250 million in a Series B led by Kora Management, Moore Capital Management, and

Allica Bank Snaps Up UK Embedded Finance Startup Kriya
Allica Bank, a UK challenger bank focused on SME lending, has acquired embedded finance startup Kriya (formerly MarketInvoice/MarketFinance) in an all-share deal to expand into

Fintech Upgrade Raises $165M, Targets IPO in 12 to 18 Months
Upgrade, a U.S.-based consumer finance fintech, raised $165 million in a new funding round led by Neuberger, with participation from DST Global and Ribbit Capital,
