
So… how are we doing? Revisiting our 2025 predictions and adding fresh calls.
In December 2024 our Managing Member, Adam T. Hark, shared his end-of-year letter expressing his gratitude and offering a few predictions for 2025. Now, halfway

It’s Not the Coins, It’s the Blockchain (Part …eh, I’ve stopped counting)
In the U.S. the Fourth of July week typically coincides with a dearth of commercial activity. For many, it’s the hallmark of the start of

The Circle Fiserv Partnership: Taking Payments Beyond the Point of No Return
In June 2025, Circle Internet Group, Inc. (NYSE: CRCL), a prominent organization in the stablecoin sector, announced a global partnership with Fiserv, Inc. (NYSE: FI),

Prepaid Rails: The Innovation Engine Behind Fintech’s Growth in North America
Prepaid payments have quietly become one of the most important innovation enablers in the fintech world. Once seen as simple gift cards or temporary solutions

BaaS – The 2nd Wave
It’s been a long hard road for Banking-as-a-Service (BaaS). The darling of management level conversations at Money2020 2022 and 2023 – everyone seemed convinced that

Why We Love SMS-Payments
We continue our tradition of examining companies involved in fintech and payments-related services, including those where such functions are not central to their primary operations.