Fintech AI
Generative to Agentic
Rogo Raises $75M Series C to Accelerate European Expansion and AI Finance Platform
US fintech Rogo has secured $75 million in Series C funding led by Sequoia Capital to support its expansion into
Adam T. Hark
Managing Member
Fintech AI Expert
AI in Fintech
Artificial Intelligence (AI) is interwoven into Fintech by automation of complex processes, enabling smarter decision making and enhancing customer value across all borders. This covers machine learning driven risk modeling to autonomous virtual assistants, AI has seeped its way into the mechanics of finance.
AI’s Role in Modern Finance
As the volume and complexity of financial data have surged, traditional systems have become lackluster in comparison to AI systems. AI technologies including machine learning, natural language processing and generative models, provide the analytical horsepower needed to unlock insights from vast datasets and act on them in real time. Some specific examples where AI has bolstered improvement:
Risk analysis & forecasting: AI can evaluate creditworthiness, uncover patterns in borrower behavior and improve accuracy in financial forecasts
Fraud detection & security: Advanced algorithms identify anomalies and suspicious activity faster than conventional rule-based systems, strengthening fraud prevention frameworks
Customer engagement: AI powered virtual assistants and chatbots deliver responsive 24/7 support, personalize interactions and streamline user experiences
Algorithmic trading & portfolio strategies: By incorporating real time data and market signals, AI accelerates investment decision making and portfolio optimization
With the culmination of these newfound turbo capabilities, financial institutions not only super optimize back office operations, but also deliver differentiated products and services that meet customer expectations.
Generative AI & Autonomous Agents
Generative AI and agent based systems are the next instrumentation of fintech. AI agents can perceive data, reason contextually and perform workflows autonomously. Their talents range from compliance checks to reporting taste without constant human intervention.
Generative AI is a driving innovation in areas such as financial reporting, natural language generation for analytics and automated budgeting and planning. Equipped with these technologies, finance teams are able to shift focus from repetitive tasks to strategic insights that drive competitive advantage.
Looking Ahead
There is significant potential. Technologies continue to mature. The convergence of AI with fintech reflects a shift towards intelligent financial systems that are both adaptive and resilient.