
Look Back, Look Forward
Interest Rates Look Back: Interest rates were a major backdrop (macro-economic) heading into 2025. As expected, the Fed continued its easing, completing three more 25

BIG Tech & BIG Retail Take On BIG Payments
We are revisiting an important payments industry subject previously covered by The Wall Street Journal on June 13th, 2025: the possibility of large, qualified businesses,

Breaking the Law – Amara’s Law
Coming off of an amazing panel on AI and payments, co-hosted with our good friends and colleagues at Holland & Knight, I wanted to share

AI in Payments
Artificial intelligence burst into the business world on January 23, 2023, when Microsoft announced a $10 billion investment in OpenAI, the parent company of ChatGPT.

The Next Leap in LLM Projects and the Shift Toward Agentic AI
In the fourth installment of our AI – Payments, Commerce & Markets series, Executive Advisor Wayne Johnson III explores 2025 AI investments and the technologies

Demystifying AI: Core Concepts, Tools & Infrastructure – Plus a Metric Comparison of ChatGPT-5 to Grok4
This is the third installment of our AI – Payments, Commerce & Markets series, expertly constructed by Wellesley Hills Financial Executive Advisor Wayne Johnson III.
