Untangling Fiserv’s Stablecoin Platform
October welcomed in the news that Fiserv (NASDAQ: FISV) finally launched its stablecoin platform originally slated for release at the end of 2025. Because Fiserv
October 25, 2026
Plaid’s LendScore2 Blazes Trail for Future of Open Banking
In the world of open banking, the foundational business model – consented API access to consumer bank accounts for third parties – continues to crumble
October 11, 2026
Dark Clouds Gathering – Ominous Signs for Incumbent Merchant Acquiring ISOs
For forty years, the merchant acquiring industry has been a stalwart of the financial services sector, constantly outperforming the chronic predictions of its demise from
September 27, 2026
In OpenAI We (Should Not) Trust
Google, Meta, and X should be thrilled. For years Google, Meta, and X have had political and regulatory targets on their backs, justifiably so, for
September 13, 2026
Stablecoin v. Tokenized Deposits – Another Questionable Strategy from Another Bank Consortium
On September 1st, 2026, the Brunswick Group issued a press release announcing that a consortium of “21 leading financial institutions”, including Goldman Sachs and Bank
September 7, 2026
Identity Verification: Checkr + Truv
Checkr acquired a company most people haven’t heard of. Quick context. Checkr runs background checks – the same type an employer runs on a job
August 23, 2026
Six Months Later… Grading our 2026 Predictions, Call by Call
In December 2025, our Managing Member, Adam T. Hark, published his end-of-year letter with a fresh set of predictions for 2026 on interest rates, stablecoins,
July 28, 2026
Meta’s Ingenious Prediction Market Play – Positioning for Agentic Commerce
This week the New York Times reported on Meta’s intended entry into the prediction markets business. Interestingly, many in the media efforted to point out
June 28, 2026
A Little Payments AI Company Hits It Big
Written By Adam T. Hark, Managing Member Back in the summer of 2023 I had the opportunity to evaluate a small company that used machine
June 7, 2026