Look Back, Look Forward
Interest Rates Look Back: Interest rates were a major backdrop (macro-economic) heading into 2025. As expected, the Fed continued its easing, completing three more 25
December 30, 2025
BIG Tech & BIG Retail Take On BIG Payments
We are revisiting an important payments industry subject previously covered by The Wall Street Journal on June 13th, 2025: the possibility of large, qualified businesses,
September 14, 2025
Breaking the Law – Amara’s Law
Coming off of an amazing panel on AI and payments, co-hosted with our good friends and colleagues at Holland & Knight, I wanted to share
August 31, 2025
AI in Payments
Artificial intelligence burst into the business world on January 23, 2023, when Microsoft announced a $10 billion investment in OpenAI, the parent company of ChatGPT.
August 28, 2025
The Next Leap in LLM Projects and the Shift Toward Agentic AI
In the fourth installment of our AI – Payments, Commerce & Markets series, Executive Advisor Wayne Johnson III explores 2025 AI investments and the technologies
August 21, 2025
Demystifying AI: Core Concepts, Tools & Infrastructure – Plus a Metric Comparison of ChatGPT-5 to Grok4
This is the third installment of our AI – Payments, Commerce & Markets series, expertly constructed by Wellesley Hills Financial Executive Advisor Wayne Johnson III.
August 17, 2025
Architectural and Computational Advantages of Grok
In this week’s edition, Wellesley Hills Financial’s Executive Advisor, Wayne Johnson III, makes the case for why Grok 4.0 seems to have taken pride of
August 10, 2025
AI – Payments, Commerce & Markets: Grok 4.0: xAI Advances the Frontier of AI Innovation
This week we’re introducing a multipart series on AI, where it is now, where it will be, and how one of the greatest General Purpose
August 3, 2025
So… how are we doing? Revisiting our 2025 predictions and adding fresh calls.
In December 2024 our Managing Member, Adam T. Hark, shared his end-of-year letter expressing his gratitude and offering a few predictions for 2025. Now, halfway
July 18, 2025