In OpenAI We (Should Not) Trust
Google, Meta, and X should be thrilled. For years Google, Meta, and X have had political and regulatory targets on their backs, justifiably so, for
September 13, 2026
Stablecoin v. Tokenized Deposits – Another Questionable Strategy from Another Bank Consortium
On September 1st, 2026, the Brunswick Group issued a press release announcing that a consortium of “21 leading financial institutions”, including Goldman Sachs and Bank
September 7, 2026
Six Months Later… Grading our 2026 Predictions, Call by Call
In December 2025, our Managing Member, Adam T. Hark, published his end-of-year letter with a fresh set of predictions for 2026 on interest rates, stablecoins,
July 28, 2026
Meta’s Ingenious Prediction Market Play – Positioning for Agentic Commerce
This week the New York Times reported on Meta’s intended entry into the prediction markets business. Interestingly, many in the media efforted to point out
June 28, 2026
A Little Payments AI Company Hits It Big
Written By Adam T. Hark, Managing Member Back in the summer of 2023 I had the opportunity to evaluate a small company that used machine
June 7, 2026
BaaS – The 2nd Wave
It’s been a long hard road for Banking-as-a-Service (BaaS). The darling of management level conversations at Money2020 2022 and 2023 – everyone seemed convinced that
April 16, 2025
2025 State of Fintech
Banking Investment 2025 – Seeing Through the AI Noise In an “AI is everything” environment, identifying strategically advantageous financial technology requires a discerning eye and
February 19, 2025
Waystar (NASDAQ:WAY)
Waystar (NASDAQ:WAY) is a leading provider of healthcare payment software, utilized by large hospital organizations all the way down to single provider practices. The company
January 19, 2025
VC Offloads Present Quality Buying Opportunities for Strategics
The signs were there at the end of 2024. VC inbounds seeking valuation assessments on portfolio holdings, and looking for insights into market liquidity. The
January 19, 2025