InvestiFi, a Credit Union Service Organization (CUSO) and EMBEDDED FINANCE platform enabling credit unions and community banks to offer digital investing directly within online banking, has raised $20 million led by Vibe Credit Union, with participation from BankTech Ventures, Idaho Central Credit Union, Navari (formerly CUSG), United Financial Credit Union, Coastal Credit Union, Mid Minnesota Credit Union, Truity Credit Union, and Southpoint Credit Union, representing the largest investment ever into a fintech focused exclusively on digital investing for American credit unions and banks. The platform has grown from 4 clients in 2024 to more than 60 signed financial institutions as of July 2026 and supports fractional investing in stocks and ETFs, guided investing, IRAs, cryptocurrency trading, and stablecoins, with its patent-pending “Investing from Checking” flow allowing account holders to invest directly from deposit accounts without leaving their banking relationship. The raise addresses a structural market gap where nearly half of younger investors have had to move money to third-party platforms like Schwab, Fidelity, or Robinhood to invest.

InvestiFi Raises $20m