Gradient Labs, a London-based FINTECH AI startup founded by three former Monzo engineers, has expanded its Series A to $26 million, adding new investors Octopus Ventures and CommerzVentures alongside follow-on backing from Redpoint Ventures and Exceptional Capital. The company’s suite of specialist AI agents covering lending, disputes, KYC, and collections, now serves over 32 million end users at clients including Wise, Monzo, Zego, Current, Stash, and Rho, with revenue growing 900% over the past year. Gradient Labs represents the shift from general-purpose AI tools to domain-specific, compliance-native agents built to automate the most expensive and time-consuming workflows in regulated financial services.

Gradient Labs Raises $26 Million to Build Fintech’s AI Agents