Ratio’s $15.8 million funding round, along with $100 million in new lending capacity, marks its shift from an embedded BNPL provider for B2B software sales to a comprehensive, AI-driven revenue workflow platform. Existing investors, including Streamlined Ventures, Cervin Ventures, HoneyStone Ventures, Monte Carlo Capital, Jarvis Investments, and Sandhill Angels, participated in the round. By integrating financing, proposal generation, pricing, and payment terms into a single system, Ratio aims to help recurring-revenue businesses close deals faster, improve cash flow, and reduce operational friction. This move reflects a broader fintech trend of using AI to enhance financial workflows and drive key commercial outcomes such as conversion rates, contract value, and deal velocity.

B2B Lendtech Ratio Raises $15.8M to Fuel Development of AI Agents