Splitit has partnered with Google to integrate its card-linked buy now, pay later (BNPL) technology into Google’s Universal Commerce Protocol, an open standard designed to support AI agents making purchases on behalf of consumers in emerging “agentic commerce” environments. The collaboration allows AI-powered shopping agents to offer predictable installment payment approvals by leveraging a consumer’s existing credit card limit rather than requiring a separate credit check or loan application. This approach reduces friction at checkout and improves certainty for both consumers and merchants. By embedding reliable installment payments into AI-driven shopping workflows, the partnership aims to increase conversion rates and streamline automated purchasing experiences.

Splitit Partners with Google to Enable Predictable BNPL Approvals for Agentic Commerce