Pluto Financial Technologies, a next-generation embedded lending platform unlocking liquidity for investors using their portfolios, including alternative assets, as collateral, has launched an AI-powered lending platform and raised $8.6 million in seed funding from institutional investors, including Apollo Global Management and Hamilton Lane, to unlock liquidity in private markets without forcing asset sales. Pluto targets a structural inefficiency, illiquidity in private equity, venture, and alternatives, by enabling high-net-worth investors and advisors to borrow against portfolios through its Wealth Equity Line of Credit, with underwriting and repayment aligned to future fund distributions. Strategically, the platform positions itself as an embedded credit infrastructure for wealth platforms, using AI-driven portfolio connectivity and institutional balance sheets to turn long-dated private assets into usable, on-demand liquidity at scale.

Pluto Launches an AI-Powered Lending Platform to Unlock Liquidity in Private Markets, Backed by Leading Credit Investors