Zilch Secures $175m Raise Ahead of Potential 2026 IPO

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Zilch, UK-based consumer payments platform,  has raised over $175 million in new debt and equity financing—led by KKCG and supported by BNF Capital and other strategic investors—while expanding its $100M Deutsche Bank securitisation facility ahead of a likely 2026 IPO. The UK-based payments firm, now serving 5.3 million customers and over £5B in transaction volume, plans to deploy the new capital into marketing, platform upgrades, new products, and overseas M&A, including the rollout of its AI-powered Intelligent Commerce platform and upcoming Zilch Pay checkout product. The raise strengthens Zilch’s position as one of Europe’s fastest-scaling consumer payments platforms as it deepens retailer partnerships and expands its leadership team with former Amex executive Boriana Tchobanova as COO.

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