eBay has integrated open banking into its Seller Capital program to provide faster, more inclusive financing for sellers by allowing them to securely share real-time financial data from outside eBay with the platform’s lending partners. This holistic view enables quicker, more accurate lending decisions, potentially increasing approval rates, offering larger loan amounts, and delivering more competitive terms — especially for multichannel sellers. Already available to eligible sellers in the UK and Germany, the integration will roll out to U.S. sellers in Fall 2025, building on the program’s momentum of over $100 million in working capital delivered to 10,000+ sellers this year.
eBay Seller Capital Integrates Open Banking to Make Financing Easier and More Accessible for Sellers
