TrueLayer, Europe’s leading Pay by Bank network backed by Stripe and Tiger Global, has acquired Dutch fintech In3, making it the only OPEN BANKING network in Europe to offer both instant debit and consumer credit at checkout. The deal combines TrueLayer’s 25 million consumer reach across 22 countries and $150 billion in annualized payment volume with In3’s buy-now-pay-later and consumer credit infrastructure, with BNPL as the first product and longer-duration credit to follow. The acquisition follows TrueLayer’s October 2025 purchase of Swedish paytech Zimpler and comes ahead of the FCA’s first wave of UK deferred payment credit regulation taking effect July 15, 2026.
TrueLayer Acquires In3 to Launch Pay by Bank Credit in Europe
