Ripple, the leader in enterprise blockchain and crypto solutions, has secured conditional approval from the Office of the Comptroller of the Currency (OCC) to form a national trust bank, materially deepening its regulatory integration in the U.S. stablecoin market following the passage of the GENIUS Act. By placing RLUSD reserves under simultaneous OCC and NYDFS oversight, Ripple establishes a compliance moat that differentiates its stablecoin from competitors and lowers adoption risk for banks and large institutions. The move converts regulatory credibility into strategic leverage, reinforcing Ripple’s payments and institutional offerings while accelerating enterprise demand for a fully regulated, large-scale stablecoin.
Ripple Secures Federal Approval to Establish National Trust Bank
