Nova Credit, a San Francisco-based credit infrastructure and analytics fintech, raised $35 million in Series D funding led by Socium Ventures (backed by Cox Enterprises), with participation from Canapi Ventures, Kleiner Perkins, General Catalyst, Index Ventures, Y Combinator, and others. The funds will accelerate the expansion of its cash flow underwriting platform, strengthening data infrastructure, analytics, and compliance to make real-time financial data as reliable as traditional credit bureau data. Nova Credit’s flagship product Cash Atlas™—already adopted by Chase, PayPal, and Yardi—is driving a shift toward inclusive, data-driven credit decisioning, positioning the firm as a leader in alternative credit analytics and financial inclusion.

FinTech Nova Credit Bags $35m Series D Funding