Cardless, an embedded credit card platform, has raised $60 million in a Series C funding round led by Spark Capital, with participation from Activant Capital, Industry Ventures, and Pear VC, bringing its total funding to $170 million. The company provides APIs and prebuilt tools that enable brands to quickly launch in-house credit cards—cutting setup time to 90 days, compared to the 18 months typical for legacy banks—while handling risk and compliance. With recent deals including Coinbase and Bilt, Cardless plans to expand its programs and broaden its product suite, positioning itself as infrastructure for brand-driven financial services.

Cardless Raises $60M